Counseling Services

Since 1968, our agency has been providing free, professional and confidential financial counseling. We offer many services to those that need help with their finances, housing and utilities. Below lists just a few of these services.

Counselor Certification Process:

All of our counselors are certified through the National Foundation for Credit Counseling (NFCC). In order to gain certification, our counselors are required to pass six NFCC certification exams that measure experience and tests the counselor's knowledge of credit and financial counseling. These exams cover Consumer Rights and Responsibilities, Spending Plans and Budgeting, Credit and Borrowing, Debt Management and Bankruptcy, Challenging Issues (key life events, unemployment, underemployment, divorce, child support, etc.), Counseling Principles and Processes (crisis intervention, communication, diagnosing problems and understanding client values). In addition to gaining their certification, our counselors are also required to maintain their certification. This is achieved through counseling, providing community relations, participating in education programs, completing additional NFCC certification modules, teaching relevant financial topics and/or participating in the training of a new counselor.

Register Now
or call 1-888-599-6497 and get on the road to financial recovery!


Credit Counseling
Online Credit Counseling
Bankruptcy Pre-Filing Counseling
Bankruptcy Pre-Discharge Education
Debt Management Program
Housing Counseling Services