Disclosure / Privacy Statement
| Facts |
What Does Advantage Credit Counseling Service, Inc. (“ACCS”)
|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share clients personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients personal information; the reasons Advantage Credit Counseling Service, Inc. chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does ACCS Share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We Don’t Share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We Don’t Share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We Don’t Share |
| For our affiliates to market to you | No | We Don’t Share |
| For nonaffiliates to market to you | No | We Don’t Share |
| Questions? | Call (888) 511-2227 or go to www.advantageccs.org |
| Who we are | |
| Who is providing this notice? | Advantage Credit Counseling Service, Inc. (a list of the Agency’s doing business as names appears below in “other important information”) |
| What we do | |
| How does ACCS protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
On our website, we may gather data from “cookies” or other technologies, which data is also similarly protected. |
| How does ACCS collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, in order to provide our services to you as you request |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
| Other Important Information | |
| Affiliates | DBA: Consumer Credit Counseling Service of Western Pennylvania, Consumer Credit Counseling Service of York, Consumer Credit Counseling Service of Greater Harrisburg, Consumer Credit Counseling Service of Carlisle, Consumer Credit Counseling Service of Northwestern Pennsylvania |
NOTICE:
Consumer Credit Counseling Service of Western Pennsylvania (CCCS of Western PA) has changed its name to Advantage Credit Counseling Service, Inc. (Advantage CCS).
On April, 8th 2004 CCCS of Western PA was rebranded to the new name of Advantage Credit Counseling Service, Inc. and we also have a new website at www.advantageccs.org. We are the same reputable and trusted non-profit credit counseling agency that has been helping people with their debt for over 49 years. Advantage CCS is still Pennsylvania’s largest consumer credit counseling agency.
Founded in 1968, Advantage CCS is headquartered in Pittsburgh, Pennsylvania with multiple office locations across the state. We are a non-profit credit counseling agency that is approved and licensed. We are proud members of the National Foundation for Credit Counseling (NFCC) and accredited by the Council on Accreditation (COA).
