The session can be done in-person at one of our seven Pennsylvania offices, or it can be done via telephone from the convenience of your home.
A credit counseling session takes about one hour. During that time the counselor will review all aspects of your finances including:
Once your counselor has all of this information, he or she can then help you create a budget and offer suggestions to help you going forward.
Some people may benefit from the agency’s Debt Management Program. Others can improve their situation by making some changes in their spending habits. There may be other solutions for consumers depending upon individual circumstance.
In some cases, your counselor may suggest you seek assistance from another non-profit or government agency, if you so choose.
After you’ve completed your free credit counseling session you will be mailed a packet containing your budget and a personalized action plan.
No matter what your situation is, a consumer credit counseling session is the best place to start fresh with your finances.
or call 1-888-511-CCCS and get
on the road to financial recovery!
